Here’s why you should consider income protection insurance

Income protection insurance is one of the most claimed forms of insurance in Australia. When you consider that it safeguards your lifestyle in the event of illness or injury, it is no wonder that that this form of insurance is so popular. What is income protection insurance exactly? Income protection insurance should be a serious consideration … [Read more...]

Trauma Insurance isn’t really necessary, is it?

Take a moment to think about this: what would you do if you were diagnosed with cancer today? What would you do if you needed to be off work for a year or two during your recovery because of chemo and stress? How would you pay for your treatment as well as your everyday living expenses? I agree that this is a very uncomfortable topic to talk … [Read more...]

What is Total and Permanent Disability Insurance and why should I care?

Life is unpredictable and because of this, there is no way we can be sure of the future. The truth is, you don’t know if you will fall ill or have an accident that could prevent you from working again. None of us have that certainty, which is why having Total and Permanent Disability (TPD) Insurance is worth considering. What is TPD … [Read more...]

Do I Need Life Insurance?

Not everybody needs to take out a life insurance policy, but if you have dependants who would not be able to cover mortgage repayments or living costs without your income, then it is recommended that you take out a policy. But which policy is right for you and what do you need to consider when taking one out? These are questions that we … [Read more...]