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Murphy was one of the greatest philosophers of all time! One of his most profound statements was “If something bad is going to happen, it probably will”. Australia is one of the most underinsured countries in the world, and insurance is seen as an unnecessary expense. Until you need it.

Consider the following:

	Nearly 70% of men will suffer a critical illness before turning 70 (4 out of 5 chance)
	Nearly 21% will be diagnosed with cancer before turning 70 (1 In 5 chance)

There are various types of insurance, but can be classified into 3 main categories – Life, General, and Business.

The key 2 questions are What Type of Insurance do I need? And How much Insurance do I need?

To answer these questions, you need to establish:·

	what phase of your life are you in
	who are your dependants
	what is your current debt levels
	what existing cover do you have
	how much can you afford to pay
	do you have any insurance cover in your superannuation

Axis Investment Centre is well positioned to be able to work through all these questions and recommend the best possible cover for you. We have access to all insurance providers in the market, and we can find the most competitive fees.