What is a reverse mortgage and does it apply to me?

Reverse mortgages, otherwise known as lifetime mortgages or equity release loans, are a somewhat novel but increasingly popular way for Australians over 60 to fund their retirement.  A reverse mortgage is a loan that allows homeowners to use the equity in their property as security and release the cash for whatever expense they choose. What are … [Read more...]

When Should I Retire?

Deciding when to retire is one of the most important decisions you will ever make as an adult. Retiring too early can leave you stressed and struggling through what should be the most relaxing, enjoyable days of your life. Retire too late and you could find yourself with more money, but with limited time to enjoy the fruits of all your hard work. … [Read more...]

4 key elements to your retirement planning

Retiring from full-time employment is a major life change and is not to be underestimated. With some careful retirement planning and a good understanding of your options, you can ensure that your retirement is both comfortable and enjoyable. During your retirement planning process, it is important to think about how much superannuation is … [Read more...]