Don’t become a victim of cybercrime

cybercrimeWith over 14 victims per second across the world, cybercrime is becoming more prolific and more advanced. Cybercrime ranges from bank account hacking to phishing to obtain sensitive information.

It’s no secret that cybercrime can happen to anyone which is why you need to actively protect yourself from online criminals.

Here are seven easy ways that you can protect yourself from becoming a victim:

  1. Don’t click links on suspicious emails. Emailed viruses and malware are the most prevalent form of cybercrime so keep a look out for anything suspicious. Try and exercise caution when receiving suspicious emails that appear to be from friends as it is quite possible that their accounts have been hacked. In addition to this, your bank will never email you to let you know that your account has been compromised and it will never ask you to provide sensitive information it already has.
  2. When making online purchases, make sure that you purchase from reputable websites (i.e. websites that have “https” in the web address). You will be surprised at how easy it is to create a fake online store that may appear to be selling things, but is actually designed to collect credit card information.
  3. Keep all of your devices (computers, laptops, tablets) clean and free of malware infections. Make sure that you have installed good security software onto your devices and that you regularly run system checks and clean outs.
  4. Be careful of the amount of information you share on social networks such as Facebook. Ask yourself how much of your personal information is publically available (for example, your full birthdate, when you are planning to go on holiday, etc.). Sharing information online leaves you wide open to identity theft so be very careful.
  5. We all love free Wifi in our local coffee shops, airports and public spaces but having free Wifi does come with its own set of risks. Just remember that public Wifi is open to everyone which means that its security levels are minimal. Never make purchases or check your bank account on a free Wifi network. The same applies to public computers as it is quite possible that the computers have embedded software that records each keystroke you type.
  6. Have strong and unique passwords for your accounts is absolutely necessary and is a simple step that provides large amounts of protection. In addition to having good passwords, remember to lock your devices at the end of every day.
  7. Check your bank account and card statements regularly. Doing this means that you will easily be able to identify any suspicious or fraudulent activity on your account and take the necessary steps to stop it from happening again.

Don’t leave yourself open to the stress of having your bank account hacked. Follow these simple steps and protect yourself from becoming a cybercrime victim.

The information in this article does not constitute legal or financial advice. If you would like to discuss any of the above in greater detail, please contact your local Axis adviser.

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